Residential Real Estate Chesterfield VA

Residential Real Estate in Chesterfield, VA. Find addresses and phone numbers of local business and services that provide access to Residential Real Estate in Chesterfield, VA.

Bob Blake
(804) 598-1069
2070 Moseley Road
Moseley, VA
Company
Bob Blake Appraisal Co., Inc.
Appraisal Types
Residental, fha, hud, edi
Licensing Information
License Number: VA4001-000335
Insured
Counties Served
Amelia, Charlottesville city, Chesterfield, Coloni heights city, Cumberland, Dinwiddie, Fluvanna, Goochland, Hanover, Henrico, Hopewell city, New kent, Petersburg city, Powhatan, Vichmond city

Data Provided By:
Robert Wood
(804) 598-4888
P.O. Box 397
Powhatan, VA
Company
R M Wood Appraisals, Inc.
Appraisal Types
Residental, fha, va
Licensing Information
License Number: 4001-000445
Insured
Counties Served
Chesterfield

Data Provided By:
Heather Placer Barbour
(804) 744-4590
2616 Cradle Hill Court
Midlothian, VA
Licensing Information
State: NC

License Number: A6138
Appraisal Certifications
Certified General
Conforms to AQB Criteria
Yes

Ritchie Mckeithen
(804) 271-7719
5231 Bemiss Road
Richmond, VA
Licensing Information
State: DC

License Number: GA10350
Appraisal Certifications
Certified General
Conforms to AQB Criteria
Yes

Sarah Katherine Smith
(804) 320-5442
10801 Victoria Circle
Midlothian, VA
Company
Accurate Appraisal Service Inc
Appraisal Types
Residential, EDI capable.
Licensing Information
State Licensed In: Virginia
State License or Certification Number: 4001004725
License/Certificate Type: Licensed.
Counties Served
Richmond City, Chesterfield, Henrico, Hanover, Powhatan, Petersburg, Dinwiddie, Goochland, Amelia, Hopewell.

Data Provided By:
Kevin Blake
(804) 514-5274
16640 Amelia Ave
Amelia, VA
Company
Hardy Appraisal Service
Appraisal Types
Residental, Commercial, fha, va, hud
Licensing Information
License Number: 4001003748
Insured
Counties Served
Amelia, Chesterfield, Coloni heights city, Cumberland, Dinwiddie, Goochland, Hanover, Henrico, Nottoway, Powhatan, Prince edward, Vichmond city

Data Provided By:
Sam Bartlett
(804) 748-5762
6630 Masada Drive
Chesterfield, VA
Company
Sam Bartlett Inc
Appraisal Types
Residential, FHA, VA, EDI capable.
Licensing Information
State Licensed In: Virginia
State License or Certification Number: 4001000207
License/Certificate Type: Certified Residential.
Counties Served
Amelia, Chesterfield, Henrico, Hanover, Charles City, New Kent, Prince George, Dinwiddie.

Data Provided By:
Roger J. "Rusty" Wrenn II
(804) 379-2683
11830 Wexwood Drive
Richmond, VA
Company
R. J. Wrenn & Associates
Appraisal Types
Residential, FHA, EDI capable.
Licensing Information
State Licensed In: Virginia
State License or Certification Number: 4001 007064
License/Certificate Type: Certified Residential.
Counties Served
City of Richmond, Chesterfield, Henrico.

Data Provided By:
Anna Lanier
(804) 378-3609
Residential Appraisal Service Inc 2701 E
Midlothian, VA
Licensing Information
State: GA

License Number: CR001721
Appraisal Certifications
Certified Residential
Conforms to AQB Criteria
Yes

Stephanie O. Jackson
(804) 545-2847
P O Box 7443
Richmond, VA
Company
Jackson Appraisal & Consulting Services
Appraisal Types
Residential, EDI capable.
Licensing Information
State Licensed In: Virginia
State License or Certification Number: 4001008032
License/Certificate Type: Licensed.
Counties Served
Chesterfield, Colonial Heights, Hanover, Henrico, Hopewell, Petersburg.

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Are You Buying a House or a Home?

As you read and study about buying real estate, you will often find the words "house" and "home" used interchangeably. There is a huge difference between a house and a home.

A house can be a place to eat, sleep, park your car, and put all your "stuff" (including other family members). It is a material possession and an investment. A home is where you feel comfortable, warm, safe, and protected.

A home is where you live.

A house is something you buy logically. A home is an emotional purchase. When buying real estate you have to balance your emotional wants and your logical needs because there will almost certainly be a time when the two conflict.

Example

For example, you may want a house with a view, but the payment is higher than you feel comfortable with on a thirty-year fixed rate mortgage.

What do you do?

Purchase the house anyway and budget more carefully for the next few years? Buy the same house without the view and get it cheaper? Make a larger down payment by borrowing from your 401K or family members, so you get a lower payment? Get an adjustable rate mortgage with a smaller payment instead of a fixed rate loan? Or buy a smaller house and still get the view?

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Things Not to Do Before Purchasing a Home

No Major Purchase of Any Kind

Review the article titled, "Don’t Buy a Car," and apply it to any major purchase that would create debt of any kind. This includes furniture, appliances, electronic equipment, jewelry, vacations, expensive weddings…

…and automobiles, of course.

Don’t Move Money Around

When a lender reviews your loan package for approval, one of the things they are concerned about is the source of funds for your down payment and closing costs. Most likely, you will be asked to provide statements for the last two or three months on any of your liquid assets. This includes checking accounts, savings accounts, money market funds, certificates of deposit, stock statements, mutual funds, and even your company 401K and retirement accounts.

If you have been moving money between accounts during that time, there may be large deposits and withdrawals in some of them.

The mortgage underwriter (the person who actually approves your loan) will probably require a complete paper trail of all the withdrawals and deposits. You may be required to produce cancelled checks, deposit receipts, and other seemingly inconsequential data, which could get quite tedious.

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Buying a Home With Resale Value

There are many things that should be considered when buying a home. Since most homebuyers expect to buy a bigger and better home someday in the future, resale value is an important factor in decision-making. You use the proceeds from selling one home to buy the next one.

While no one can guarantee that your home will grow in value, there are steps you can take that maximize your potential gain.

"Location, Location, Location"

"Location, location, location," is a common and almost hackneyed phrase in real estate literature. Your agent may even throw it at you when you ask for advice about buying a home. However, what does "location, location, location," actually mean? Why repeat it three times?

Mostly, "location" is repeated to emphasize that it is extremely important to the resale value of your home. The idea is to buy a house that will appeal to the largest number of potential future homebuyers. A careful choice of location can minimize potential negative influences on future resale value, and maximize positive influences.

Focusing on resale value requires you to make several different "location" choices. The first choice you have to make is "which community?" At the very least, you should narrow your choice down to just a few local communities.

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