Residential Real Estate Elk Grove CA

Residential Real Estate in Elk Grove, CA. Find addresses and phone numbers of local business and services that provide access to Residential Real Estate in Elk Grove, CA.

Lee Woods
(866) 683-3064
Laguna West
Elk Grove, CA
Company
North Cal Appraisals
Appraisal Types
Residental, fha, hud, edi, erc
Licensing Information
License Number: al034545
Insured
Counties Served
ameda, Contra costa, El dorado, Placer, Sacramento, San joaquin, Stanislaus, Yolo

Data Provided By:
Sharon Nixon
(916) 685-0477
8595 Diamond Oak Way
Elk Grove, CA
Company
Sharon Nixon Appraisal Services
Appraisal Types
Residental, fha, va, hud, edi, erc
Licensing Information
License Number: AR013026
Insured
Counties Served
El dorado, Placer, Sacramento, San joaquin

Data Provided By:
Mike Myrick
(916) 687-8353
12623 Lee School Rd.
Wilton, CA
Company
Myrick Appraisal
Appraisal Types
Residental, fha, hud
Licensing Information
License Number: AR011923
Insured
Counties Served
Amador, El dorado, Placer, Sacramento, San joaquin, Yolo

Data Provided By:
Tracy Cruz
(209) 251-9185
904 Lake Canyon Ave
Galt, CA
Company
Jim Morgan & Assoc.
Appraisal Types
Residental, fha, hud, edi
Licensing Information
License Number: AL037513
Insured
Bonded
Counties Served
Amador, Caveras, El dorado, Placer, Sacramento, San joaquin

Data Provided By:
Sam Holsinger
(916) 481-1135
2712 Leoleta Way Elk Grove, CA Sacramento, CA
Carmichael, CA
Company
Affordable Appraisals
Appraisal Types
Residental, fha
Licensing Information
License Number: AR 006142
Insured
Bonded
Counties Served
El dorado, Nevada, Placer, Sacramento, San joaquin, Sutter, Yolo, Yuba

Data Provided By:
Vijay Nath
(916) 607-5680
9568 Nicole Lane
Elk Grove, CA
Company
VAN Associates
Appraisal Types
Residental, Commercial
Licensing Information
License Number: AG034884
Insured

Data Provided By:
Paul Prentice
(916) 366-8279
9320 Healon Way
Elk Grove, CA
Company
CBS Appraisals,Inc.
Appraisal Types
Residental, fha, hud, edi
Licensing Information
License Number: AL036369
Insured
Bonded
Counties Served
ameda, Colusa, Contra costa, El dorado, Cake, Marin, Merced, Napa, Placer, Sacramento, San francisco, San joaquin, San mateo, Santa clara, Solano, Stanislaus, Sutter, Yolo, Yuba

Data Provided By:
Melody Roberts
(916) 215-1756
812 C Street
Galt, CA
Company
Robb Roberts
Appraisal Types
Residental, Commercial, fha
Licensing Information
License Number: ag032329
Insured
Counties Served
ameda, Caveras, Contra costa, Sacramento, San joaquin, Solano, Stanislaus, Yolo

Data Provided By:
Jennifer Hegji
(916) 359-4081
4630 Nickels Way
Sacramento, CA
Company
Hegji Appraisal Services
Appraisal Types
Residental, fha, edi
Licensing Information
License Number: AR032089
Insured
Counties Served
El dorado, Placer, Sacramento, San joaquin, Yolo

Data Provided By:
Kim Danner
(916) 481-4616
4309 Engle Road
Sacramento, CA
Company
K. Danner Appraiser
Appraisal Types
Residental, fha
Licensing Information
License Number: AR028081
Insured
Counties Served
El dorado, Placer, Sacramento, San joaquin, Solano

Data Provided By:
Data Provided By:

Are You Buying a House or a Home?

As you read and study about buying real estate, you will often find the words "house" and "home" used interchangeably. There is a huge difference between a house and a home.

A house can be a place to eat, sleep, park your car, and put all your "stuff" (including other family members). It is a material possession and an investment. A home is where you feel comfortable, warm, safe, and protected.

A home is where you live.

A house is something you buy logically. A home is an emotional purchase. When buying real estate you have to balance your emotional wants and your logical needs because there will almost certainly be a time when the two conflict.

Example

For example, you may want a house with a view, but the payment is higher than you feel comfortable with on a thirty-year fixed rate mortgage.

What do you do?

Purchase the house anyway and budget more carefully for the next few years? Buy the same house without the view and get it cheaper? Make a larger down payment by borrowing from your 401K or family members, so you get a lower payment? Get an adjustable rate mortgage with a smaller payment instead of a fixed rate loan? Or buy a smaller house and still get the view?

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Things Not to Do Before Purchasing a Home

No Major Purchase of Any Kind

Review the article titled, "Don’t Buy a Car," and apply it to any major purchase that would create debt of any kind. This includes furniture, appliances, electronic equipment, jewelry, vacations, expensive weddings…

…and automobiles, of course.

Don’t Move Money Around

When a lender reviews your loan package for approval, one of the things they are concerned about is the source of funds for your down payment and closing costs. Most likely, you will be asked to provide statements for the last two or three months on any of your liquid assets. This includes checking accounts, savings accounts, money market funds, certificates of deposit, stock statements, mutual funds, and even your company 401K and retirement accounts.

If you have been moving money between accounts during that time, there may be large deposits and withdrawals in some of them.

The mortgage underwriter (the person who actually approves your loan) will probably require a complete paper trail of all the withdrawals and deposits. You may be required to produce cancelled checks, deposit receipts, and other seemingly inconsequential data, which could get quite tedious.

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Buying a Home With Resale Value

There are many things that should be considered when buying a home. Since most homebuyers expect to buy a bigger and better home someday in the future, resale value is an important factor in decision-making. You use the proceeds from selling one home to buy the next one.

While no one can guarantee that your home will grow in value, there are steps you can take that maximize your potential gain.

"Location, Location, Location"

"Location, location, location," is a common and almost hackneyed phrase in real estate literature. Your agent may even throw it at you when you ask for advice about buying a home. However, what does "location, location, location," actually mean? Why repeat it three times?

Mostly, "location" is repeated to emphasize that it is extremely important to the resale value of your home. The idea is to buy a house that will appeal to the largest number of potential future homebuyers. A careful choice of location can minimize potential negative influences on future resale value, and maximize positive influences.

Focusing on resale value requires you to make several different "location" choices. The first choice you have to make is "which community?" At the very least, you should narrow your choice down to just a few local communities.

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