Residential Real Estate Modesto CA

Residential Real Estate in Modesto, CA. Find addresses and phone numbers of local business and services that provide access to Residential Real Estate in Modesto, CA.

Leslyn
(209) 526-5331
PO Box 4977
Modesto, CA
Company
West Coast Appraisal Services-We do Mfg Homes!
Appraisal Types
Residental, fha, hud, edi
Licensing Information
License Number: AR027135
Insured
Counties Served
Merced, San joaquin, Stanislaus

Data Provided By:
Lynn Yoder
(209) 604-5082
1112 Flatridge Court
Modesto, CA
Company
Lynn Yoder Appraisal
Appraisal Types
Residental, fha
Licensing Information
License Number: AR029318
Insured
Counties Served
Merced, San joaquin, Stanislaus

Data Provided By:
walter watson
(209) 599-9529
3920 ambrosia lane
modesto, CA
Company
walter watson real estate appraisal
Appraisal Types
Residental, fha, hud, edi, erc
Licensing Information
License Number: ar018495
Insured
Counties Served
Merced, San joaquin, Stanislaus

Data Provided By:
Robert Keyes
209-6141-7656
P.O. Box 236
Riverbank, CA
Company
Keyes Appraisal Services
Appraisal Types
Residental, fha, hud
Licensing Information
License Number: AR035527
Insured
Counties Served
San joaquin, Stanislaus, Tuolumne

Data Provided By:
Richard
(209) 480-1132
P.O.BOX 1937
Turlock, CA
Company
Lenz Appraisals
Appraisal Types
Residental, fha, hud, edi
Licensing Information
License Number: AR039718
Insured
Counties Served
ameda, Fresno, Merced, San joaquin, Santa clara, Stanislaus

Data Provided By:
EDDIE
(209) 545-1152
4305 ELLIOT DRIVE
MODESTO, CA
Company
VALENCIA REAL ESTATE APPRAISALS
Appraisal Types
Residental, fha, hud, edi, erc
Licensing Information
License Number: AR029184
Insured
Counties Served
Merced, Sacramento, San joaquin, Stanislaus

Data Provided By:
Alen Badal
(209) 380-7215
4004 Woodfall Place
Modesto, CA
Company
Northern California Appraisal Group
Appraisal Types
Residental, Commercial, fha, edi
Licensing Information
License Number: AL035647
Insured

Data Provided By:
Terri Pittman
(209) 544-1884
P.O. Box 576614
Modesto, CA
Company
A1Appraisals
Appraisal Types
Residental, erc
Licensing Information
License Number: 42713
Insured
Counties Served
San joaquin, Stanislaus

Data Provided By:
DAVID YOUKHANA
(209) 204-5491
2840 GARZELLIS WAY
TURLOCK, CA
Company
PROFESSIONAL APPRAISAL SERVICES
Appraisal Types
Residental, hud
Licensing Information
License Number: AR014755
Insured
Counties Served
Merced, San joaquin, Stanislaus

Data Provided By:
Vicki Branco
(209) 765-7788
P.O. Box 531
Turlock, CA
Company
Branco Appraisal Service
Appraisal Types
Residental
Licensing Information
License Number: AL027346
Insured
Counties Served
Caveras, Merced, San joaquin, Stanislaus

Data Provided By:
Data Provided By:

Are You Buying a House or a Home?

As you read and study about buying real estate, you will often find the words "house" and "home" used interchangeably. There is a huge difference between a house and a home.

A house can be a place to eat, sleep, park your car, and put all your "stuff" (including other family members). It is a material possession and an investment. A home is where you feel comfortable, warm, safe, and protected.

A home is where you live.

A house is something you buy logically. A home is an emotional purchase. When buying real estate you have to balance your emotional wants and your logical needs because there will almost certainly be a time when the two conflict.

Example

For example, you may want a house with a view, but the payment is higher than you feel comfortable with on a thirty-year fixed rate mortgage.

What do you do?

Purchase the house anyway and budget more carefully for the next few years? Buy the same house without the view and get it cheaper? Make a larger down payment by borrowing from your 401K or family members, so you get a lower payment? Get an adjustable rate mortgage with a smaller payment instead of a fixed rate loan? Or buy a smaller house and still get the view?

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Things Not to Do Before Purchasing a Home

No Major Purchase of Any Kind

Review the article titled, "Don’t Buy a Car," and apply it to any major purchase that would create debt of any kind. This includes furniture, appliances, electronic equipment, jewelry, vacations, expensive weddings…

…and automobiles, of course.

Don’t Move Money Around

When a lender reviews your loan package for approval, one of the things they are concerned about is the source of funds for your down payment and closing costs. Most likely, you will be asked to provide statements for the last two or three months on any of your liquid assets. This includes checking accounts, savings accounts, money market funds, certificates of deposit, stock statements, mutual funds, and even your company 401K and retirement accounts.

If you have been moving money between accounts during that time, there may be large deposits and withdrawals in some of them.

The mortgage underwriter (the person who actually approves your loan) will probably require a complete paper trail of all the withdrawals and deposits. You may be required to produce cancelled checks, deposit receipts, and other seemingly inconsequential data, which could get quite tedious.

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Buying a Home With Resale Value

There are many things that should be considered when buying a home. Since most homebuyers expect to buy a bigger and better home someday in the future, resale value is an important factor in decision-making. You use the proceeds from selling one home to buy the next one.

While no one can guarantee that your home will grow in value, there are steps you can take that maximize your potential gain.

"Location, Location, Location"

"Location, location, location," is a common and almost hackneyed phrase in real estate literature. Your agent may even throw it at you when you ask for advice about buying a home. However, what does "location, location, location," actually mean? Why repeat it three times?

Mostly, "location" is repeated to emphasize that it is extremely important to the resale value of your home. The idea is to buy a house that will appeal to the largest number of potential future homebuyers. A careful choice of location can minimize potential negative influences on future resale value, and maximize positive influences.

Focusing on resale value requires you to make several different "location" choices. The first choice you have to make is "which community?" At the very least, you should narrow your choice down to just a few local communities.

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