Residential Real Estate Norwalk CT

Residential Real Estate in Norwalk, CT. Find addresses and phone numbers of local business and services that provide access to Residential Real Estate in Norwalk, CT.

Steve
(203) 698-8800
1111 East Putnam Ave., Ste. 300
Riverside, CT
Company
Flax Appraisals, LLC
Appraisal Types
Residental, fha, hud
Licensing Information
License Number: Furnished Upon Reque
Insured
Counties Served
Fairfield, Hartford, Litchfield, Middlesex, New haven, New london, Tolland, Windham

Data Provided By:
Joseph Savaglio
(631) 261-7300
39 Meade Drive
Centerport, NY
Company
Real Estate Consulting & Services, Inc.
Appraisal Types
Residental, Commercial, fha, hud, edi, erc
Licensing Information
License Number: 46000026801
Insured
Counties Served
bany, Bronx, Broome, Cayuga, Columbia, Cortland, Dutchess, Greene, Kings, Madison, Oneida, Onondaga, Orange, Putnam, Queens, Rensselaer, Richmond, Rockland, Saratoga, Schenectady, Schoharie, Suffolk, Sullivan, Tompkins, Ulster, Westchester, Atlantic, Bergen, Camden, Essex, Hudson, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Ocean, Passaic, Somerset, Sussex, Union, Warren, Fairfield, Hartford, Litchfield, Middlesex, New haven, Tolland, Fairfield, Hartford, Litchfield, Middlesex, New haven, To

Data Provided By:
Claude Simos
(631) 493-0422
19 Wiltshire Drive
Commack, NY
Company
Claude Simos Appraisals
Appraisal Types
Residental, fha, hud
Licensing Information
License Number: 45000006134
Insured
Counties Served
Bronx, Kings, Nassau, New york, Queens, Suffolk

Data Provided By:
Deborah Lipman
(203) 845-7931
11 Admiral Lane
Norwalk, CT
Licensing Information
State: NJ

License Number: 42RG00231700
Appraisal Certifications
Certified General
Conforms to AQB Criteria
Yes

Jennifer Farthing Bean
(203) 226-8911
15 Marine Avenue
Westport, CT
Licensing Information
State: GA

License Number: CG002092
Appraisal Certifications
Certified General
Conforms to AQB Criteria
Yes

Chris Bedell
(203) 431-1861
54 Danbury Road #228
Ridgefield, CT
Company
Bedell Appraisals, LLC
Appraisal Types
Residental, fha, hud, edi
Licensing Information
License Number: RCR 1050
Insured
Counties Served
nyputnam, nywestchester, nyfairfield

Data Provided By:
Maria Mantis, SRA
(914) 525-9472
834 Palmer Avenue
Mamaroneck, NY
Company
Maria G. Mantis Real Estate, Inc.
Appraisal Types
Residental, edi, erc
Licensing Information
License Number: 45000000888
Insured
Counties Served
Westchester

Data Provided By:
Elliott C. Morales
(203) 866-1014
16 Southwind Drive
Connecticut, CT
Company
Morales Real Estate Associates, LLC
Appraisal Types
Residential, EDI capable.
Licensing Information
State Licensed In: Connecticut
State License or Certification Number: RCR.357
License/Certificate Type: Certified General.
Counties Served
Fairfield.

Data Provided By:
Lisa Tarver
(203) 216-2021
11 Rome Street
Norwalk, CT
Licensing Information
State: LA

License Number: 2949
Appraisal Certifications
Certified Residential
Conforms to AQB Criteria
Yes

Theodore Zarembo
(203) 227-6466
93 Roseville Road
Westport, CT
Licensing Information
State: NJ

License Number: 42RG00084500
Appraisal Certifications
Certified General
Conforms to AQB Criteria
Yes

Data Provided By:

Are You Buying a House or a Home?

As you read and study about buying real estate, you will often find the words "house" and "home" used interchangeably. There is a huge difference between a house and a home.

A house can be a place to eat, sleep, park your car, and put all your "stuff" (including other family members). It is a material possession and an investment. A home is where you feel comfortable, warm, safe, and protected.

A home is where you live.

A house is something you buy logically. A home is an emotional purchase. When buying real estate you have to balance your emotional wants and your logical needs because there will almost certainly be a time when the two conflict.

Example

For example, you may want a house with a view, but the payment is higher than you feel comfortable with on a thirty-year fixed rate mortgage.

What do you do?

Purchase the house anyway and budget more carefully for the next few years? Buy the same house without the view and get it cheaper? Make a larger down payment by borrowing from your 401K or family members, so you get a lower payment? Get an adjustable rate mortgage with a smaller payment instead of a fixed rate loan? Or buy a smaller house and still get the view?

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Things Not to Do Before Purchasing a Home

No Major Purchase of Any Kind

Review the article titled, "Don’t Buy a Car," and apply it to any major purchase that would create debt of any kind. This includes furniture, appliances, electronic equipment, jewelry, vacations, expensive weddings…

…and automobiles, of course.

Don’t Move Money Around

When a lender reviews your loan package for approval, one of the things they are concerned about is the source of funds for your down payment and closing costs. Most likely, you will be asked to provide statements for the last two or three months on any of your liquid assets. This includes checking accounts, savings accounts, money market funds, certificates of deposit, stock statements, mutual funds, and even your company 401K and retirement accounts.

If you have been moving money between accounts during that time, there may be large deposits and withdrawals in some of them.

The mortgage underwriter (the person who actually approves your loan) will probably require a complete paper trail of all the withdrawals and deposits. You may be required to produce cancelled checks, deposit receipts, and other seemingly inconsequential data, which could get quite tedious.

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Buying a Home With Resale Value

There are many things that should be considered when buying a home. Since most homebuyers expect to buy a bigger and better home someday in the future, resale value is an important factor in decision-making. You use the proceeds from selling one home to buy the next one.

While no one can guarantee that your home will grow in value, there are steps you can take that maximize your potential gain.

"Location, Location, Location"

"Location, location, location," is a common and almost hackneyed phrase in real estate literature. Your agent may even throw it at you when you ask for advice about buying a home. However, what does "location, location, location," actually mean? Why repeat it three times?

Mostly, "location" is repeated to emphasize that it is extremely important to the resale value of your home. The idea is to buy a house that will appeal to the largest number of potential future homebuyers. A careful choice of location can minimize potential negative influences on future resale value, and maximize positive influences.

Focusing on resale value requires you to make several different "location" choices. The first choice you have to make is "which community?" At the very least, you should narrow your choice down to just a few local communities.

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