Residential Real Estate Santa Clara CA

Residential Real Estate in Santa Clara, CA. Find addresses and phone numbers of local business and services that provide access to Residential Real Estate in Santa Clara, CA.

Darcy Montandon
(408) 246-3604
984 Emerald Way
San Jose, CA
Company
Montandon & Associates
Appraisal Types
Residental
Licensing Information
License Number: AR002046
Insured
Counties Served
Santa clara

Data Provided By:
Troy Holt
(408) 370-1588
3001 Winchester Blvd Suite 7
Campbell, CA
Company
Holt Appraisal Services
Appraisal Types
Residental
Licensing Information
License Number: AR026494
Insured
Counties Served
San mateo, Santa clara

Data Provided By:
Jack Wilcock
(408) 966-5724
41 Woods Lane
Los Altos, CA
Company
Jack Wilcock Appraisal
Appraisal Types
Residental
Licensing Information
License Number: AR002118
Counties Served
San mateo, Santa clara

Data Provided By:
Michael McKinley
(408) 269-1781
2865 La Jolla Ave
San Jose, CA
Company
McKinley Appraisal Service
Appraisal Types
Residental, fha
Licensing Information
License Number: AR006469
Insured
Counties Served
ameda, Contra costa, Monterey, San mateo, Santa clara

Data Provided By:
Sonja Troncoso
(408) 926-6592
15820 E. Alta Vista Way
San Jose, CA
Company
Hillside Appraisal
Appraisal Types
Residental, fha, hud
Licensing Information
License Number: AR029537
Counties Served
ameda, San mateo, Santa clara

Data Provided By:
Jeff Reily
(408) 887-2243
101 E. San Fernando Street Suite 323
San Jose, CA
Company
JR Appraiser
Appraisal Types
Residental
Licensing Information
License Number: AR004608
Insured
Counties Served
San mateo, Santa clara

Data Provided By:
Matthew Boxberger
(408) 394-6984
2704 Plaza Americas
San Jose, CA
Company
Boxberger Appraisals
Appraisal Types
Residental, Commercial, fha
Licensing Information
License Number: AG030601
Insured
Counties Served
ameda, Santa clara

Data Provided By:
Hoa Vinh
(408) 309-1162
321 Merz Court
Milpitas, CA
Company
Truthful Appraisals
Appraisal Types
Residental, fha, hud, edi
Licensing Information
License Number: AR032235
Insured
Counties Served
ameda, Sacramento, San diego, San francisco, San joaquin, San mateo, Santa clara, Stanislaus

Data Provided By:
Mark T. Ivie
(408) 448-1977
1280 Sierra-Mar Drive
San Jose, CA
Company
Mark T. Ivie Appraisal Service
Appraisal Types
Residental
Licensing Information
License Number: AR012452
Counties Served
Santa clara

Data Provided By:
Ann or Steve
(408) 267-9612
15466 Los Gatos Blvd. Suite 109-238
Los Gatos, CA
Company
Riley Appraisal Services
Appraisal Types
Residental, fha, edi
Licensing Information
License Number: AR003361
Insured
Counties Served
Monterey, San mateo, Santa clara, Santa cruz

Data Provided By:
Data Provided By:

Are You Buying a House or a Home?

As you read and study about buying real estate, you will often find the words "house" and "home" used interchangeably. There is a huge difference between a house and a home.

A house can be a place to eat, sleep, park your car, and put all your "stuff" (including other family members). It is a material possession and an investment. A home is where you feel comfortable, warm, safe, and protected.

A home is where you live.

A house is something you buy logically. A home is an emotional purchase. When buying real estate you have to balance your emotional wants and your logical needs because there will almost certainly be a time when the two conflict.

Example

For example, you may want a house with a view, but the payment is higher than you feel comfortable with on a thirty-year fixed rate mortgage.

What do you do?

Purchase the house anyway and budget more carefully for the next few years? Buy the same house without the view and get it cheaper? Make a larger down payment by borrowing from your 401K or family members, so you get a lower payment? Get an adjustable rate mortgage with a smaller payment instead of a fixed rate loan? Or buy a smaller house and still get the view?

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Things Not to Do Before Purchasing a Home

No Major Purchase of Any Kind

Review the article titled, "Don’t Buy a Car," and apply it to any major purchase that would create debt of any kind. This includes furniture, appliances, electronic equipment, jewelry, vacations, expensive weddings…

…and automobiles, of course.

Don’t Move Money Around

When a lender reviews your loan package for approval, one of the things they are concerned about is the source of funds for your down payment and closing costs. Most likely, you will be asked to provide statements for the last two or three months on any of your liquid assets. This includes checking accounts, savings accounts, money market funds, certificates of deposit, stock statements, mutual funds, and even your company 401K and retirement accounts.

If you have been moving money between accounts during that time, there may be large deposits and withdrawals in some of them.

The mortgage underwriter (the person who actually approves your loan) will probably require a complete paper trail of all the withdrawals and deposits. You may be required to produce cancelled checks, deposit receipts, and other seemingly inconsequential data, which could get quite tedious.

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Buying a Home With Resale Value

There are many things that should be considered when buying a home. Since most homebuyers expect to buy a bigger and better home someday in the future, resale value is an important factor in decision-making. You use the proceeds from selling one home to buy the next one.

While no one can guarantee that your home will grow in value, there are steps you can take that maximize your potential gain.

"Location, Location, Location"

"Location, location, location," is a common and almost hackneyed phrase in real estate literature. Your agent may even throw it at you when you ask for advice about buying a home. However, what does "location, location, location," actually mean? Why repeat it three times?

Mostly, "location" is repeated to emphasize that it is extremely important to the resale value of your home. The idea is to buy a house that will appeal to the largest number of potential future homebuyers. A careful choice of location can minimize potential negative influences on future resale value, and maximize positive influences.

Focusing on resale value requires you to make several different "location" choices. The first choice you have to make is "which community?" At the very least, you should narrow your choice down to just a few local communities.

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